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Pre-Arrange
Families make arrangements to prearrange funerals for a variety of reasons.
However, most families choose prearrangements for one of the following reasons:
* * *
Spend down procedures for Medicaid of SSI. Did you know that when you go on SSI
there is a limit as to the amount that you are entitled to personal funds?
However, you may spend down your assets before going on Medicaid by prearranging
your funeral. By making prearrangements, you guarantee that you can have the
type of service you would like at the time of death, rather than relying on
social services funds for burials.
Accumulation of funds in a nursing home Personal Needs Account. If a patient
dies in a nursing with funds in a Personal Needs Account (PNA) and the family
utilizes social services for burial funds, the PNA will go back to social
services. However, prior to the death of a patient, the family can put funds
into a Preneed funeral account.
Assurance that your wishes will be followed at the time of your death.
Some people find themselves in a position of being the last survivor in their
family, or of having no immediate relatives. You may not wish to leave your
funeral arrangements to chance, or depend upon friends to make choices
concerning your funeral arrangements. Making prearrangements ensures that you
have the type of services you want.
A desire to have your affairs in order
We make plans for all major events in our lives: the birth of a baby, weddings,
college tuition payment, and the purchase of a new home or a new car. A funeral
is a major life decision, and should not be treated lightly. Prearrangements for
a funeral are a logical, wise life choice.
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